Claim insurance damage in case of flood

If we do not have this information we will have to talk to our insurance agent or the company, as they will tell us if our policy covers the flood, and in that case, if they will cover the repair costs.

However, we must bear in mind that there are situations in which damages are covered by insurance, in others the Insurance Compensation Consortium responds, and in others you can not even claim damages because their origin is in The lack of maintenance of housing. Here are some examples:

· Generally, if the leakage of water has been caused by damage to pipes, by having left the tap open or by leaks from the roof or facade, it is the insurance who will take care of the damages caused.

· In case of damage caused by lack of maintenance of the house as rainwater or by a continuous dripping of the heating, the insurance will not be responsible.

· When the water comes from the overflow of some river or we have suffered torrential rains, we will have to contact the Consortium of Insurance Compensation. The deadline to communicate these things are 7 days and you can do it by phone, internet, or in any office present in all the autonomous communities.

In any case, to receive the correct compensation, it is necessary to prove the damages. To do this we must save all the damaged parts and take photographs and videos. It is also advisable to try to recover documents or purchase tickets from the items that have been damaged so that the expert can determine its price.